i will make a suggestion on this. do away with the payroll tax holiday. basically, all that does is for social security. people working really do not need it, and the employer does not need it. and the bush tax cuts, they talk about this hurting the rich and famous, but basically, people have 401k's, ira's. after the depression, things did not get back in line until 10, 15 years later. host: another point on this, we cannot get tax reform with the current congress. they do not have the capacity.